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“I’m a driver that is newer and was advised my insurance wouldnt if I was to purchase a kit-carOur ages are feminine 41 and male 42

“I acquired a speeding ticket for driving 15 kilometers overspeed control (was driving at 60 in 45mph. The other motorists were operating over 55″Do the insurance firms in toronto recognize my no-claim record of operating from different insurance firms of the other nations or not